Best Credit Card Bill Payment Top 5 Apps in India in 2023

Best Credit Card Bill Payment Top 5 Apps: – Dear readers, we are writing an article about the credit card bill payments apps which is best for you and get instant cashback with instant bill payment in 2023. Here we are sharing the top 5 apps which helps us to pay instant credit card bill payment without hassle free payment with some cashback and gift voucher offers and you can also win a lot of offers in 2023. So let’s read the post till the end and enjoy cashback Best Credit Card Bill Payment apps. Join our telegram Channel:

Best Credit Card Bill Payment Top 5 Apps

Best Credit Card Bill Payment Top 5 Apps in India in 2022

Credit cards are a great way to make payments to e-commerce website and get some instant discount and where  you get offers and discounts alongside the reward points for every purchase you make. Surprisingly, you can also get rewarded for paying your credit card bills by using certain payment apps for credit card bill payment in India. Here are some of the best credit card bill payment apps in India that reward you with cashback and other offers for paying your credit card bill.

One of the ways to pay your credit card bill is through the Banking Mobile app or Credit Card Bank issuer net banking. The bill gets settled instantly without any hassles. However, it can be tiresome if you hold multiple cards. Also, you can’t get any rewards in this payment method and missing much more things. We now have several new-age payment methods and apps in the market that let you pay credit card bills with ease particulars. You get the convenience of paying and managing bills for all your cards in one place along with all the transactions, also alongside cashback and other useful gift hampers, Let enjoy those one by reading this post about the Best Credit Card Bill Payment Top apps in India.

1. CRED: India’s Best Credit Card Payment App and Becoming Unicorn Cred: –

Cred is relatively a new app from those we’re including in the list, it is surely an app that makes your credit card bill payment easy & quick. In this app, whenever you want to pay your bills, you are going to get the reward points that are referred to as cred points and those points can easily be redeemed in exchange for any offer of your choice by playing the some games too. There was mystery cashback available as well when clearing payments worth ₹1000 or more with many other benefits but now they have been reduced as the app has got many users.

Cred App Refer and Earn

Cred is a top-rated credit card bill payment app in India. Every time you pay a bill, it rewards you with an equivalent number of points called Cred coins. You can then redeem these coins in exchange for offers. One can claim mystery cashback after clearing a bill of min. ₹1000 to get cash rewards. In the initial days, the app gave good rewards, which are now reduced drastically. So, do not expect huge offers.

Highlights: –

  • Pay credit card bill via UPI or net banking (min. ₹10)
  • Get mystery cashback on bill payments
  • Payment reminders, smart statement, free credit score Pay rent with your credit card

Steps to Use Open CRED Credit Card Bill Payment App: –

  • Register yourself using your Credit Card Registered Mobile Number using the link: Download Cred App
  • And add your card using your card credentials.
  • Go to the Cards section.
  • Tap Pay now for the card.
  • Enter the amount and pay via Cred UPI, other popular UPI apps, or net banking.
  • Once successful, claim the mystery cashback if available.

For More Details: Cred App

2. Paytm: India’s Best Credit Card Payment App: –

Paytm surely deserves to be in the list of best credit card payments apps available in India since 2016. This Paytm app will not only make the payment easy for our credit card but also for all types of postpaid bills, recharges, electricity bills, DTH bills, education fees, policy premium and more. As of now, you are not going to get a definite reward however, you will be getting a scratch card that may let you win up to 1 lakh cashback points on making the payment of ₹5000 or more on any kind of the bill payment on some specific account cashback offer section.

Paytm Add money Promo codes

This scratch card thing may change as the app believes in running different campaigns at different points of time. You can check their latest offers and rewards at the reward section or cashback offer anytime. You can make your credit card payments via any mode such as UPI, Paytm balance, net banking or debit card except for Mastercard and Visa.

Highlights: –

  • Pay credit card bill via UPI or net banking (min. ₹100)
  • Occasional cashback offers on card bill payments
  • Free credit score

How to use Paytm to Pay Credit Card Bill?

  • To use the app, download the Paytm App and register it with your mobile number.
  • Now go to the credit card bill payment option.
  • In the given space, add your credit card details.
  • Once it is saved, enter the amount and proceed.
  • Use any method of your choice to make the payment and it’s done.

More Details: Paytm Account Blocked- 4 Methods to Unblock

3. Phonepe: India’s Best Credit Card Payment App: –

PhonePe is an app similar to Paytm as it also offers you credit card bill payment with scratch card rewards of up to ₹1000. The app is pretty to easy use and can be made payments online very well. Other than making the credit card payments, the app also lets you send and receive money from anyone and everyone using UPI Payment method which is verified by Govt of India and after approval of RBI. Additionally, you can also pay other utility bills easily through the app and PhonePe accepts all modes of payments.

Top 5 Best UPI App Phonepe

UPI App Name  Phonepe UPI Application
Referral Link  Download Now
Sign up Bonus Earn Up to Rs.1000

Refer Amount Earn Rs.100 Per Refer

Highlights: –

  • Pay credit card bill via UPI (min. ₹1)
  • Get scratch cards on bill payments
  • Pay rent with your credit card

How to use PhonePe to Pay Credit Card Bill?

  • Download the Phonepe app and open it.
  • Now tap on the credit card bill in the recharge and pay bill section.
  • Enter the credit card number and the contact number associated with the card.
  • Enter the amount you have to pay.
  • And enjoy making payments online and enjoy the gift voucher as cashback deals too.

For Details: Phonepe Refer And Earn- Rs.100 Per Refer

4. Amazon: India’s Best Credit Card Payment App: –

Amazon is considered one of the best shopping apps in India including world too. But now it has also become a leading player in the banking race too and soon we can see the Amazon India Payment Bank. From UPIs to wallet payments, you can now pay your credit card bill through Amazon. Unlike cred, Amazon not occasionally offers cashback and rewards. When it comes to paying your credit card bills, we believe this is another viable option. You can take advantage of special offers from time to time. Amazon does have a downside, which is that you cannot use your Amazon Pay balance to pay your credit card bill. Explore Amazon Pay from here and enjoy the cashback vouchers from the Amazon India.

Amazon Offer Recharge

Thus, to make your lives easier and enjoyable, these were our top picks for your credit card bill payment apps that will fetch you some extra money when paying them online.

Highlights: –

  • Pay credit card bill via UPI or net banking (min. ₹100)
  • Occasional cashback offers on card bill payments
  • Free credit score

Steps to Use Amazon India’s Best Payment App:

  • Open the Amazon app on your phone.
  • Go to the Amazon Pay section.
  • Here, tap on Credit Card Bill.
  • Check if you see any offer banners on the bill payment page.
  • Add your card and pay the bill via Amazon Pay UPI, any other UPI ID, or net banking.
  • After getting success payment you get the scratch card for your account and after getting scratched those you will get cashback amount, cashback offers as per your account availability.

For More Details: Amazon Prime Youth Offer

5. Mobikwik: India’s Best Credit Card Payment App: –

Mobikwik app gives you rewards in the form of Supercash every time you pay your credit card bill. You can use this Supercash later (up to 5% per transaction) while making other payments in the app. Besides UPI, you can pay the credit card bill using your debit card. This can be useful if you want to complete spending milestones on your debit card, which is a win-win situation.

Mobikwik Refer And Earn Offer 1

One can also pay via Mobikwik wallet, which attracts a convenience fee of 1.5% + GST. On the flipside, Mobikwik recently went through a huge data leak. Also, some users have reported delayed credit card payments- so, keep a note of it.


  • Pay credit card bill via debit card, UPI, and Mobikwik balance (min. ₹1)
  • Get Supercash on each bill payment

Steps to Use India Best Payment App Mobikwik: –

  • Open the Mobikwik app.
  • Select All Services and tap Credit Card.
  • Enter credit card details if not already.
  • Enter the amount and apply a coupon if available.
  • Pay via UPI, Mobikwik wallet, or debit card.
  • Voila, You have done your payment and now you can get up to 5% supercash per transaction.

For More Details: Mobikwik VISA Virtual Card

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