Refer And Earn Apps- Earn Paytm Cash, Real Cash

Refer And Earn Paytm Cash, Real Cash:- Dear Readers, Today we are back with refer and earn applications post where you see a lot of application in post. From these applications, you can earn real Paytm cash in your Paytm wallet or in your bank account.

In this post, we have posted UPI Refer And Earn application, Gaming Refer And Earn Application, And others refer and earn application. Here we have posted Best Refer And Earn Application for you. So enjoy post till the end and earn money.

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Refer And Earn Application Business Model

Top Refer And Earn Apps 2020

Do you know why refer and earn application giving money to us? why do they like it? Are they stealing our data? What is the business model of Referring application? Let me tell you. Refer to your friends or other applications is rewarding to us because they have a business model to earn money using Google Adsense or other advertisement business models.

Refer And Earn Apps 2020

I hope you always see a lot of advertisements on applications when you are using these. When you open application then you see the application is welcoming you to see ads and while existing from an application you will see ads. If you get Rs.100 per to refer and then that app must earn Rs.150-Rs.200 money from Google Or Advertiser. So enjoy refer and earn apps which we have given list to you below.

Read Also- Top 5 Best UPI App in India 2020 (Cashback, Refer and Earn)

Best UPI Refer And Earn Application-

Now we tell you about refer and earn UPI Application. When you refer your friends UPI Application then your friend must have a bank account and  Debit Cardholder and must have a transaction from the app after that you can earn some big amount in your bank account or app wallet. So read a post and enjoy the application and money.

  • Google Pay Refer And Earn Rs.101 Per Refer.
  • Phonepe Refer And Earn Rs.100 Per Refer.
  • Airtel UPI App Refer And Earn Rs.40 Per Refer.
  • Amazon Refer And Earn Rs.31 Per Refer.
  • Paytm UPI Refer And Earn Rs.50 Per Refer.
  • MI Pay Refer And Earn Rs.10 Per Refer


Google Pay is offering Rs.100 t0 per refer when your Referred Friend makes First UPI Transaction Of Rs.1 and Rs.51. on your sign up after 1st Payment. This is the big loot offer from Google PAY.

Google Pay Loot Offer (2)

  • First You need to download Google Pay application from Google Play Store
  • Click Here to Download Google PAY Application 
  • Use Referral Code- m1ny5b
  • Enter Your mobile number [Registered number with bank]
  • Verify your Mobile Number with OTP and then log in with Gmail Account.
  • Create your Google PIN Or Use The Phone Security
  • Add your Bank account.
  • Bank Account > Select Your Bank > Create UPI PIN Or verify Your Bank Account With UPI PIN
  • Go To Dashboard Of The App > Click On “New” Under PAYMENTS OptionsOption Add Your Friend’s Tez UPI ID To Send Rs.1
  • Now Send Rs.1 To Selected UPI ID> Instantly You Will Get The Rs.51 In your Pay account.
  • Now Click on Invite Friends and Start Sharing your Refer Link
  • You can earn a Maximum of Rs.9000 from this Offer by referring your friends.

Read Also- Google Pay Loot Offer- Get Rs.101 Per Refer and Rs.21 On Sign Up

2. Phonepe Refer And Earn Rs.100 Per Refer

PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and also make instant payments at your favorite offline and online stores. Link your bank account on the PhonePe app and transfer money with BHIM UPI instantly.

Top 5 Best UPI App Phonepe

  • Install application- Download Now and open and enter your Bank registered mobile number.
  • Enter your full name, E-Mail id, and passcode or login code.
  • Verify using One Time Password.
  • Click on the Bank account option and add your bank account by choosing from the list.
  • Now enter your card details and verify again using One Time Password.
  • Create your desired UPI Pin and remember it.
  • Start to do your transaction but do your 1st transaction at least Rs.100 to any other Phonepe user.
  • And earn Rs.100 per refer to your friends.

Read Also- Transfer Phonepe Cashback to Amazon Pay Gift card

3. Airtel UPI Refer And Earn Rs.41. Per Refer

The Airtel Bank is a differentiated bank that provides essential financial services to its customers virtually. In order to cater to the needs of the underserved and unbanked population in the country, our products are built as a solution to the problems posed by traditional banking – from long queues to endless documentation to inconvenient traveling.

Airtel UPI Refer And Earn

  1. First of All Download Airtel Mobile App From Given Link or If you have already installed then Just Open Given Link Using Airtel App. Click Here.
  2. Tap on the Claim Now option.
  3. Link your bank and just select your UPI / VPA Address and Move to the dashboard.
  4. Go to Pay Money Option.
  5. Move to VPA Tab and Enter any UPI Address and Send Rs.51 or More to any UPI address.
  6. After Successful Transfer, you and your friend both will get Rs.41 in your Airtel Account within 3 Working Days.
  7. Go to Refer Earn Option and Share your Refer Link with your friends and let them Join Airtel UPI and both of you will get Rs.41 on 1st Transaction.

Read Also-Airtel Free Internet 2020 USSD Codes

4. Amazon UPI Refer And Earn Rs.31. Per Refer

Refer and earn loot offer you can up to get Rs.2500 free for all those users who have to enable UPI options on your Amazon India application to send or get money via Amazon UPI loot. In this offer, you have to share your referral link with your friends or family member to grab Rs.31. per refer.

Amazon UPI loot

  1. First Of All Download Amazon Application
  2. Login Into Your Amazon Account & Link Your Bank With Amazon UPI & verify your Amazon UPI Id
  3. Now Just Click On Scan & Pay Icon On Amazon HomePage ( Or You can Send Money To Any UPI Address)
  4. [Tip – Don’t Use Same Bank In Both Places, You Will Get Error]
  5. Now Scan This QR Code With Amazon Scan & Pay Option & Pay At least ₹250 Or More So You Will Get Cashback up to ₹250 On Transaction

Read Also- Amazon Recharge Loot- Get 100% Cashback

5. Paytm UPI Refer And Earn Rs.50 Per Refer

Paytm UPI Refer and earn program where you will get up to Rs.50 in your Paytm wallet and you can also get on your first transaction up to Rs.50 Paytm cashback in your wallet. So you have a chance to earn Paytm cash through Paytm UPI Refer And Earn Program so start to refer your friends and family members to get cashback.

Top 5 Best UPI App Paytm

  • First of all, You have to download the Paytm UPI- Download Now.
  • Now login or sign up using your Mobile number.
  • Now click on Bank option and go further for the next step.
  • Click on an additional bank account and verify your mobile number by sending SMS.
  • After adding your bank account click to create a UPI pin and enter your card details or OTP.
  • Remember your UPI Pin and start to transfer money from your bank account to the bank account.
  • Do your 1st transaction at least Rs.100 or more and get Rs.50 Paytm cashback in your Paytm wallet instantly.

Read Also-Paytm UPI Loot- Get upto Rs.1000 cashback

6. MI Pay Refer And Earn Rs.10 Per Refer-

MI Pay UPI Application which is giving Refer and earn money option to all the users not only for MI Users. MI Pay UPI Application is giving Up to Rs.1000 on sign up directly in your bank account and you can also get up to Rs.1000 per refer directly in your bank account.


  • Download MI UPI Pay using the below-given link- Register Now
  • Open the application and Go on the Redeem Invite code option.
  • Enter the mobile number which is registered in your bank account.
  • Enter MI Pay Invite Code- TVHY29.
  • Now go back and Link your bank account and verify it.
  • After verification enters your desired UPI Address.
  • Now time to do your 1st transaction to get Sign up bonus in your bank account.
  • After the transaction goes to the Reward option and scratches your card to get a prize.
  • You will get your amount within 2 3 hours in your account directly.

Read Also- MI Pay Referral Code, Refer And Earn, Scratch Card

List of Best Refer And Earn Apps Paytm Cash Application-

Here we post best refer and earn apps for you to earn unlimited Paytm cash in your Paytm wallet. In these apps, they have some terms and conditions also for getting referral money and they have some minimum withdrawal limit also so check about the application before installing and earn money from the app. Checklist-

1. Minijoy Pro App Refer And Earn-

The MiniJoy is a casual games platform. Play games like Pool with your friends and other players. Join the contest and win a bonus every day. This app is very well known and you can earn unlimited by completing tasks as well as by referring your friends on MiniJoy App. This is a well-trusted application in Google Play Store and you can redeem it instantly in your Paytm wallet.

Minijoy Pro App

The app is giving Rs.31- Rs.39 per refer and you can earn up to Rs.30,000 from this Minijoy Pro App refer and earn option using below-given steps. You can withdraw a minimum of at least Rs.1 to Paytm Wallet.

Read Also- Minijoy Pro App And Earn Free Paytm Cash

  • Download Application form Clicking Here
  • Sign up using your login details.
  • Go to Smile Icon and Click on the Invite option.
  • Share your MiniJoy Referral Code on Social Media through WhatsApp, Facebook, Mail and much more
  • Get Rs.31 Per Invite when your Friend uses your MiniJoy refer Code.
  • You can Refer Unlimited Friends to this App.

2. Brave Browser Refer And Earn-

The Brave Privacy Browser is your fast, safe private web browser with adblocker, private tabs, and pop-up blocker. Browse without being tracked by advertisers, malware and pop-ups. Download the best AdBlock privacy web browser app for Android today from the below-given link.

Brave Browser Loot

The Brave Browser “Refer” program is an affiliate program where affiliates can earn up to $7.50 USD in Basic Attention Tokens (BAT) per download. Affiliates earn money after the referred user downloads the browser and uses it minimally for 30 days. Copy your referral link and get up to $7.50 per download.

  • First of all, You have to download Browser from here – Download From Here
  • Open the brave app, click on 3 dots (lower left side) and click on brave Rewards, select Yes, I am in.
  • Now go to Turn off auto contribute otherwise you will not get a penny from here.
  • Now open this link in the brave browser //
  • Click on Become a creator
  • Enter your mail id
  • U will get a mail, click on mail link and open it in same brave browser to login
  • Now your earning page will open
  • Scroll down and click on last option Add channel
  • Login with any of your Google account used in YouTube and create a channel in that account if not created yet and add anyone video ( only for the main account)
  • Now it will show option refer link, copy it
  • After 3 4 days u can see in-app it will show to you 14.85+ BAT in your reward section when you click on the brave browser icon. Then visit your YouTube channel to get send a tip to it. and Give it a token. Soon you will get 14.85 BAT in your Brave account.

Read Also- Brave Browser Loot : Rs.300 on sign up and Rs.600 per refer


Helo is the best Indian 🇮🇳 social app with 🔥 50,000,000+ users and mass of videos and images for free downloading, sharing, chatting and making friends. You can make friends and share regional videos with people who speak in your own language. Hindi language users can now download Hindi videos, Hindi love video songs, Hindi Shayari, and Hindi WhatsApp status videos and similarly.

Helo App loot

Helo app is offering Rs.300 Paytm cash on every referral. You will get Rs.5 instantly Paytm cash when your refer friend sign up using your Help App Refer code and if he opens Helo application for 15 days regular then you will get up to Rs.300 Paytm cash.

  • Download Helo App form Here
  • Open HELO App
  • Click on RUPEES Icon.
  • Now start to share it with your friends through Whatsapp, Facebook, etc.
  • You will get Rs.5. on every successful referral.
  • If he/she opens daily for 15 days then you will get Rs.300 Paytm extra.

Read Also- Helo App Loot- Get Rs.300 Per Refer


Everyone uses the internet nowadays. To use it we definitely need some apps or we use browsers to do it. But here is the twist. Instead of having a bunch of apps, you can use only one app which will get your work completed easily. AppBrowzer has a lot of features in it. It is not a simple Browser like Chrome or Firefox it has all apps are included in it.

AppBrowzer Refer And Earn

You will get up to Rs.99. per refer to your Bank Account. At least you will get Rs.9 and maximum Rs.99. per refer like Flipkart Application Phonepe and Google Pay Application which was called by Google Tez Application. You will earn 1 scratch card on per refer and after scratching it you will get Rs.9- Rs.99. UPI money from it. A user can earn a maximum of 50 Scratch card Per Week for this offer.

  • First of all, you have to download AppBrowzer- Download
  • Open your AppBrowzer application.
  • Go on a Menu option to do slide click.
  • Now click on the wallet option and go there.
  • Go to See Offers and click on Invite option.
  • Start to refer your friends and earn up to Rs.99 per refer from your friends.

Read Also- AppBrowzer Refer and Earn upto Rs.99. Per Refer


Cubber is one of the best Social-economic platforms for online mobile recharge, DTH recharge, data card recharge, broadband bill payment, electricity bill payment, gas bill payment, bus ticket booking, shopping, Refer and Earn cashback offers app.

Cubber App

Invite your friend & Get Rs.30 on your referral’s Cubber Pay Card Purchase.

  • Download Cubber App- Download Now
  • Open your Cubber App.
  • Go to Left Menu Sidebar.
  • Click On refer and earn option.
  • Start to share your invite code with your friends to earn cashback.

Read Also- Cubber App Referral Code- Earn Unlimited Cashback


Jeet11 is played by using your sports knowledge and skills. You can pick your own team made up of real players for Cricket and Kabaddi. Create your team within a maximum budget of 100 credits.

Start to share Jeet11 Invite code with your friends and others on Social media Facebook, Whatsapp, Twitter Etc. to get Rs.10 Per refer amount in your wallet to use it for your Fantasy leagues. And your Signup use will get Rs.20 also.

  • Download Application- Form Here
  • Open Jeet11 App And Login if asked.
  • Apply Refer Code- SAND99UC
  • Go to the Refer and earn tab.
  • Copy your referral code and start to share it.
  • You will get Rs.10 on Each signup and your friends will get Rs.20 Sign up bonus.
  • From Jeet11 App you can earn unlimited Paytm Cash because there have not any cap to earn Paytm Cash.

Read Also- Jeet11 Fantasy App Refer And Earn Paytm Cash


App mission to make payments FREE for all businesses. The intention is to be the utility app for 10 mn+ offline merchants in India for all their business needs. BharatPe is solving for ease of doing business.

Bharatpe App Refer And Earn scratch card worth Rs.100 and get in your linked bank account after your friend get at least 10 UPI payments on QR code and after that, you will get Rs.100 in your bank account and your friend will get Rs.210 on accepting 10 payments on QR code.

  1. Download BharatPe App From Here.
  2. Now enter your details like Name, Mobile Number, Shop Name, Shop Name. Shop Location and enter other all necessary details for signup.
  3. Enter OTP and go for the next step.
  4. Now go to the QR section and take a printout of your QR Code.
  5. Paste on your shop and start to accept Payment into Bank Account.
  6. Now go to the settlement tab and enter your bank account details to get your money in your bank.
  7. Submit the PAN number and other details that ask the BharatPe app.
  8. Voila, Now accept more payment and stand a chance to win more and more.
  9. You will Get Rs.100 Sign Up Bonus + Rs.210 in 4 Working Days on Bank which you Linked on BharatPe.

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8. Paytm First Game App Refer And Earn-

In the First Game application, you can play Fantasy game, ludo, cricket, and many more games and can earn cash in your wallet according to your experience. The best social gaming app, played by millions of Indians every day. You can play super-engaging, fun, and rewarding games & contests that could be enjoyed alone as well with real people in real-time.

Download Paytm First Games

You can also earn money by referring to your friends. You can earn Rs.30 Paytm cash or wallet bonus on sign up where you will get Rs.10 in your Paytm wallet and Rs.20 in Paytm Loyalty Points for Paytm Games. You can earn unlimited cash by referring your friends and by playing games.

You can earn also by referring to your friends, If they play 1st Game in an application by paying any penny then you will get Rs.30 Paytm cash in your Main Paytm wallet as cashback. And you can win unlimited Paytm cash. So start to refer and earn real Paytm Cash.

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9. Rozdhan App Refer And Earn Real Paytm Cash-

Roz Dhan is the Best Earning App which also provides entertaining and Daily News content. Earn Money by Sign up, Walking Daily, Inviting Friends, Reading and Sharing News, Playing Games, using the App daily and many more. This Money Earning App gives you Rs 50 on sign up. You can also Play and win Free Paytm Cash.

RozDhan App

You can earn unlimited Money from RozDhan. Earn your first Rs.50 as a signup bonus. You can Refer and Earn and also Make Money by Reading and Sharing articles with your friends and using the app daily. Once you earn Rs 200 or more, withdraw the amount through Paytm App at any time.

  • Download Rozdhan App- Download Now
  • Open your RozDhan Application.
  • Click on the Right corner button.
  • Go to invite option and start to refer your friends.
  • And Earn 1500 Points to refer your friend.

Read Also- Best Gaming Smartphones for PUBG Mobile Game


You can play cricket games, Kabaddi Game, And Football games using BalleBaazi by the below-given method. Choose your team according to your knowledge, play and win.

BalleBaazi Refer and earn

Enjoy the competition more with your friends so start to refer your friends and earn a bonus amount Rs.100 in your wallet. Don’t just Gossip, Now Play Along with Your Friends. You will get Rs.100 when your referral will make a minimum deposit Rs.30 in BalleBaazi Wallet.

  • Download BalleBaazi Application.
  • Click on sign up button
  • Enter your Name, Mobile Number, E-mail Id
  • And Refer Code- NFMTME1
  • Now submit and verify your Mobile number through OTP.
  • Yup, You have got Rs.50 Cash in your wallet.
  • Now Sign Up bonus Rs.50 you can use to play the game or join leagues.
  • Start to share application with your friends.

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CRED is an app that allows you to earn “CRED Points” for paying your credit card bills. These points can then be redeemed for various premium lifestyle product Vouchers & services. Apart from this primary benefit, it also has options to track your expenses, notify due dates, etc.

Cred App Loot

  1. Download Cred App- Download.
  2. Now signup using mobile number or PAN Card.
  3. Navigate to Homepage and Click on Refer now Option
  4. Now Share your Referral Link with your friends
  5. On Every Successful Referral, You will get Some Cred Coins after their first credit card payment which you can Redeem to vouchers.

Read Also- Vodafone New plan December 2019- Unlimited Data And Calling Plans


Any Self-employed or Salaried person Earning More than Rs. 20k Per month they Can easily Apply for Credit Card With a growing community of happy MoneyTap customers, we’ve been featured in many leading newspapers.

MoneyTap App Referral Code

You will get Rs.100 on Pre-Approval or Rs.400 or Final Approval  If they are not getting approval for Credit Card then you will not get an Amazon Gift Card. Mean there is must important to get Credit Card Approval.

  • Download First Moneytap App from Playstore – Download Moneytap App
  • Now Install the App and Open, grant the Permissions.
  • Now Enter Required details in App and Complete Profile.
  • Enter Referral Code: MONE1QDVX
  • Navigate to Refer and earn option.
  • Click on that option, you will find your MoneyTap App Referral code.
  • Share it with your friends, family members who are searching for Best Credit Card with Offers.
  • Once they will approve, you will get Free Rs. 100 + Rs. 400 Amazon Vouchers & they will get Rs. 500 bonus.

Read Also- Amazon Audible Subscription Free For 90 Days

13. HDFC Onchat Refer And Earn-

In HDFC Onchat refer is best because where you need not download any kind of application, sign up on the website or any other thing. In this offer you need only facebook id, If you have more then 3 or 4 ID then you can use it for unlimited times to grab this deal and get refer amount in your id.

HDFC OnChat Refer & Earn Offer

You can withdraw your money to do your recharge, bill payment, etc. So follow below given method and enjoy refer and earn.

  • Go to HDFC Bank OnChat Or Click Here
  • Type “Refer and Earn”
  • Your referral link will be sent over SMS
  • Share your referral link with your friends.
  • The cashback will be credited within 2 hours on each successful referral signup of your friend.
  • To check your cashback points, type “My On chat points”

Read Also- Amazon Prime Youth Offer- Get Rs.500 Cashback

14. Fanmojo Refer And Earn-

We all love to watch, play and create strategies about Cricket. We love and live every moment of the cricket players when they are on the field. So here, Fan Mojo, a fantasy cricket app provides the perfect platform to play and win the real money just by adorning one of the things we love.

Fanmojo Fantasy Cricket App

FanMojo app almost covers every match played worldwide Twenty20, One day International and Test match, Under 19, woman’s, man’s, home series like Indian Premier League, international series. You can play in almost every series and win lots of real money. You can withdraw at least Rs.10 Paytm cash in your wallet. But you must have a winning amount by playing a match.

  • Download Application form Clicking Here.
  • Open Fanmojo Dashboard
  • Click on Fanmojo Refer And Earn Button
  • Now Copy the Link & Share with your friends
  • On Every Successful refer you will get up to Rs.150
  • If your friend play paid league you will get Rs.150 as refer bonus

Read Also- How To Increase Dropbox Space For Free 2019


Shopping on simsim is easy. There are several videos to make it easy for you to find the best products suited to your needs. In these videos, your favorite experts, influencers, and celebrities talk about their favorite products, how to use them and suggest which are the best products for you to buy. simsim is a new and fun way to shop online.


  • First of All, Download SimSim App. Download Here.
  • Open SimSim Application and Enter your Mobile Number and verify it.
  • Go to the Refer And Earn option.
  • Start to do refer and earn Rs.100 per refer.

Read Also- Upstox Pro App Free Demat Account

Final Words:- Here we have posted full method and about the application to refer and earn in your Paytm wallet and bank account. So try given apps and earn unlimited Paytm Cash.

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